Virtual Envelope Budgeting

Take control of your finances with modern envelope budgeting

NVLP is a modern digital implementation of the time-tested envelope budgeting method. Organize your money into virtual envelopes, track every dollar, and achieve your financial goals with zero-sum budgeting that ensures you never overspend.

Core Features

💰

Zero-Sum Budgeting

Every dollar has a purpose. Track money flow between available funds, envelopes, and expenses with complete transparency.

📊

Real-Time Balance Tracking

Automatic balance updates with every transaction. Never wonder where your money is with live envelope balances.

🔒

Secure & Private

Row-level security ensures your financial data is completely isolated. Magic link authentication keeps access simple and secure.

📱

API-First Design

Complete REST API with comprehensive documentation. Build web, mobile, or integrate with your existing financial tools.

📈

Transaction History

Complete audit trail with soft deletes, transaction events, and detailed reporting for all your financial activities.

🎯

Goal-Oriented Envelopes

Set target amounts for envelopes, track progress, and get notifications when balances are running low.

Development Status

✅ Complete

API Foundation

Complete REST API with authentication, transactions, budgets, and envelopes. Full documentation available.

✅ Complete

Database Architecture

Supabase backend with row-level security, triggers, and comprehensive data validation.

🚧 In Progress

Mobile App

React Native mobile application for iOS and Android. Coming soon.

📋 Planned

Web Dashboard

Full-featured web interface for budget management and financial analysis.